To understand and choose the best variable annuities you should first be knowledgeable about variable annuities. A variable annuity may be defined in simple terms as a contract between the insurance company and the insurer (yourself). This contract is based on an agreement by the insurance company to make monthly payments to you; these payments [...]

Growing old, retirement and fear of outliving your money can give anyone sleepless nights and anxiety attacks! However, with foresight and careful planning you can avoid the negative impact of retirement. We need only worry when we have no savings or financial plan in place to provide for the latter part of our lives. Before [...]